Exploring Deutsche Bank’s Zinskonto and Deutsche Vermögensberatung Credit Card: Perks, Costs, and Exclusive Offers
Are you in search of the perfect bank account and credit card combination in Germany? Look no further than Deutsche Bank’s Zinskonto Plus, Young Account, and Deutsche Vermögensberatung Deutsche Bank credit card.
These three financial products offer a wide range of benefits, from attractive conditions to worldwide free cash withdrawals*. Let’s dive into the perks, costs, and exclusive offers of these banking solutions.
**Deutsche Bank Zinskonto Plus Bank Account: **
– Benefits of better interest rates during private loans and home loans.
– Faster loan processing, due to previous client history in the bank.
– Free of charge in the first 24 months
(Requirement: active use as a wage/salary account (minimum credit or salary payment of €500 and no interest Zinskonto Plus in the past 12 months)
– Free of charge as part of the value-added concept in connection with a home loan from Deutsche Bank and during the term of a Deutsche Bank private loan
**Deutsche Bank Zinskonto Benefits: **
– Attractive Conditions: Zinskonto offers competitive interest rates, providing an excellent opportunity to grow your savings effectively.
– Fixed deposits: looking for a safe investment without any risk involved. Get up to 3% annual returns on your fixed deposits.
– Free Account Switching Service: Transferring your account to Deutsche Bank is hassle-free, making it easier to switch and enjoy the benefits of Zinskonto.
– Online and Mobile Banking: Access your account anytime, anywhere with online and mobile banking, along with convenient services like smart transfers and Online Self Service.
– Free Cash Withdrawals: Enjoy free cash withdrawals within the Cash Group, providing you with access to cash across various ATMs.
– Wealth Building Products: Deutsche Bank offers enticing wealth-building products like the db ParkDepot Plus and eSafe, enabling you to build and safeguard your wealth effectively.
**Deutsche Vermögensberatung Credit Card Benefits: **
– Worldwide Acceptance: With over 25 million acceptance points and 700,000 ATMs worldwide, the Deutsche Vermögensberatung credit card is a convenient payment option in Germany and during your travels.
– Cashback and Bonus Program: Benefit from cashback rewards and an attractive bonus program, maximizing the value of every transaction made with the credit card.
– Free Monthly Sales Statement: Stay informed about your transactions and bonus status with a free monthly sales statement.
– Mobile Payment Options: Take advantage of mobile payment services like Apple Pay for added convenience and security.
– Free Cash Withdrawals: Enjoy up to 40 free cash withdrawals per calendar year worldwide, ensuring financial flexibility during your travels.
Domestically: Deutsche Bank, Commerzbank, HypoVereinsbank and Postbank as well as at the checkouts of many Shell petrol stations.
Abroad: Worldwide at all ATMs of the Deutsche Bank Group and its cooperation
partners:
Bank of America (USA),
Barclays (e.g. Great Britain),
BNP Paribas (France),
BGL (Luxembourg),
Scotiabank (Canada,
Mexico, Chile) ,
TEB (Turkey) and
Westpac (Australia, New Zealand).
Further information at deutschebank.de/filialfinder. The service is free and independent of refueling or shopping.
**Young Account: ** Up to 30 Years of Age
For the young generation, Deutsche Bank offers special perks with their young account:
**Young Account Benefits: **
– Free of Charge Up to 30 Years of Age: Young individuals aged up to 30 can enjoy the benefits of the young account without any fees.
– Deutsche Bank Card Plus: The young account comes with Deutsche Bank Card Plus, offering added values like mobile payment and the “My Card” app.
– Free Cash Withdrawals: Young account holders can withdraw cash without fees within the Cash Group network.
**Costs and Exemptions: **
Both the Zinskonto and the Deutsche Vermögensberatung credit cards come with certain costs, such as annual fees and interest on outstanding balances. However, Deutsche Bank offers various exemptions to make these products more attractive to their customers.
– Zinskonto: Deutsche Bank often provides the Zinskonto free of charge for the first 24 months to customers who meet certain requirements, such as active use as a wage/salary account with a minimum salary payment and no interest account plus in the past 12 months.
– Deutsche Vermögensberatung Credit Card: Depending on the account balance or value-added concept, customers may qualify for a fee waiver or reduced fees for the credit card. The general yearly charge is 20€ but if you use it regularly you get 1% cashback up to 42€ annually.
2.000 till 3.999,99 EUR – 20€ Cashback
From 4.000 EUR – 42€ Cashback
**Exclusive Offers:**
Deutsche Bank periodically introduces exclusive offers for both the Zinskonto and Deutsche Vermögensberatung credit card. These offers may include sign-up bonuses, promotional interest rates, and more.
In conclusion, Deutsche Bank’s Zinskonto and Deutsche Vermögensberatung credit card present attractive choices for managing your finances efficiently.
Consider your financial goals, spending patterns, and age group to make the best decision. With a plethora of benefits, exclusive offers, and convenient features, Deutsche Bank aims to cater to a wide range of customer needs, ensuring a seamless and rewarding banking experience.
If you’re eager to explore more about Deutsche Bank’s Zinskonto, Deutsche Vermögensberatung credit card, or any other financial services, we’re here to assist you. Our team of dedicated experts is ready to address your queries and guide you through the process.
To take advantage of a free one-on-one consultation, feel free to connect with us on WhatsApp, Facebook, or Instagram. We’re committed to providing personalized assistance, helping you choose the best banking solutions that align with your unique needs and preferences.
Your financial journey is essential to us, and we look forward to being a part of it. Reach out to us today, and let’s embark on a path to financial success together!
