Glass Insurance covers damage to glass surfaces in your home, such as windows, doors, glass furniture, mirrors, and glass-ceramic cooktops, caused by accidental breakage.

No, Glass Insurance is not mandatory in Germany, but it can be a useful add-on to protect against the costs of repairing or replacing damaged glass.

It typically covers breakage of fixed glass (like windows and doors) and sometimes movable glass (such as mirrors, glass cabinets, and glass in kitchen appliances).

Glass Insurance generally does not cover scratches, wear and tear, or damage caused by negligence, intentional acts, or construction defects.

Some policies may include coverage for glass objects outside the home, such as greenhouses or balcony glass, but this varies by insurer and policy terms.

Yes, you can opt for insurance that covers only fixed glass in the building (Gebäudeglasversicherung) or extended coverage that includes movable glass items (Mobiliarverglasung).

Yes, tenants can purchase Glass Insurance to cover their own glass items, such as mirrors, glass furniture, or glass-ceramic cooktops.

Damage during home renovations is generally not covered, but you may be able to add a rider or separate coverage for such situations.