Travel insurance typically covers trip cancellations, medical emergencies, travel delays, and lost or stolen luggage. Coverage can vary widely, so it’s important to read the policy details carefully.

Travel insurance is not mandatory for all international trips, but some countries require it for entry, especially in light of health concerns. It’s best to check the entry requirements of the destination country.

To make a claim, you should contact your insurance provider as soon as possible. Provide all necessary documentation such as medical bills, police reports, or proof of travel delays, depending on the nature of your claim.

Most travel insurance policies allow cancellation within a certain period after purchase if you have not yet started your trip or made any claims. Check the specific terms of your policy for details.

Common exclusions in travel insurance include pre-existing medical conditions, injuries caused by adventurous activities unless specifically covered, and losses due to war or nuclear risks. Again, policy details are key.

Yes, you can buy travel insurance after booking your trip, but purchasing early is often better as it may cover cancellations and other pre-departure issues.

Generally, Travel Insurance is non-transferable, but some insurers may allow changes in specific situations, such as family emergencies.

Yes, most policies cover theft or loss of personal belongings, but there may be limits on the value of items covered.

Yes, common exclusions include incidents related to self-inflicted injuries, war, illegal activities, or traveling against medical advice.

Travel Insurance offers broader coverage, including trip cancellations and baggage loss, while Travel Medical Insurance specifically covers medical emergencies.

Some insurers offer policies for travelers already abroad, but coverage options may be limited or come with a waiting period.